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WHAT DEBTS ARE DISCHARGEABLE IN A BANKRUPTCY?

During the bankruptcy process, only unsecured debts can be discharged. Certain tax debts may be discharged if they meet certain criteria. Debts that are generally dischargeable include:

Credit Cards
Medical Bills
Personal Loans
Unpaid Rent or Utilities
Repossessions
Consumer Debt
Judgments Collections
Pay Day Loans
IRS/NYS taxes if they have been assessed more than 3 years ago

Debts that generally cannot be discharged during bankruptcy are referred to as “non-dischargeable debt,” and include:

Student Loans
Child Support Alimony/Spousal Support
Debt to the government
Debt for crimes committed
Court Fines
Damages to personal injury or wrongful death victims
Parking Tickets or Toll way Fines

I am, Russell Simonetta, Central New York’s Premier Bankruptcy Lawyer!

Call us today for your FREE consultation!
315-472-3328

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